Vehicle Financing in Toronto, ON
Buying a new vehicle is no simple task, which is why the professional and experienced team at the EDealer Automotive finance department is here to help you every step of the way. Whether you’ve already secured a loan at your bank and want to explore different options, or you’re just not sure where to start, we can help guide you through the process. Simply fill out our secure online form below, and we’ll let you know what kind of rate you qualify for! Or, read on to learn more about the difference between leasing and financing a vehicle from our Toronto, Ontario dealership.
Get Approved Today!
Getting pre-approved and receiving financing doesn’t have to be a time-consuming, expensive or stressful process, especially when you deal with our experienced finance team.
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Step 1: Pre-Approval
We’re experts in the field, and with our over 15 years of combined experience working for customers like you, we’ve seen it all and will utilize our top tier skills, wide-ranging network and personal touch to get you a loan that works within your monthly budget.
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Step 2: Select a Vehicle
From GM to Hyundai vehicles and beyond, our dealer group represents a variety of brands to find you that special vehicle once you’ve been approved, one that fits your needs and is well within your budget.
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Step 3: Drive Away Happy
Once you’ve secured your loan and found your next vehicle to go along with it, you’ll get to drive home happy, knowing you’ve saved thanks to financing through Surgenor Auto Credit!
Leasing or Financing?
It can be a difficult question to answer, whether you should lease or finance that new vehicle you’re about to purchase. The answer is that it truly depends on what you want out of your vehicle, and how much you’re intending to use it. Thus, the answer varies from person-to-person. Explore below some helpful tips on knowing which side is right for you, but if you’re still unsure, one of our financial experts would be more than happy to help you through the decision.
Why You Should Lease a Vehicle:
• You’ll be able to pay less on your monthly payments compared to what it would be per month with financing. • If you’re someone who loves driving the latest and greatest, leasing allows you to easily upgrade more often to the newest models. • If you only drive a small set amount each month leasing is perfect for you with its kilometre cap. • Warranty protection is included, so you can drive with peace-of-mind knowing you’re covered.
Why You Should Finance a Vehicle:
• Do you love the feeling of ownership and knowing that you paid for something in full and that it’s all yours? Financing puts you in total control, where the vehicle is totally yours once paid off. • If you don’t like restrive terms and want to be a bit more flexible in payments, financing provides it. • If you drive your vehicle a lot then you should think about financing, as there’s no charge for additional kilometres. • It provides the perfect opportunity to build up equity.
